/* JIG NFP Risk Scorecard — vanilla CSS, brand-aligned, mobile-first */
.jig-nfprisk-scorecard-wrapper{
  --jig-accent:#1f4f8b;
  --jig-accent-dark:#163c6b;
  --jig-accent-soft:#e8f0fa;
  --jig-text:#1a2a3a;
  --jig-muted:#5a6a7a;
  --jig-border:#e1ecf7;
  --jig-bg:#ffffff;
  --jig-card:#ffffff;
  --jig-radius:12px;
  font-family: inherit;
  color: var(--jig-text);
  line-height: 1.55;
  max-width: 880px;
  margin: 0 auto;
  padding: 8px 0 48px;
  box-sizing: border-box;
}
.jig-nfprisk-scorecard-wrapper *{ box-sizing: border-box; }
.jig-nfprisk-scorecard-wrapper [data-jig-step]{ display:none; }
.jig-nfprisk-scorecard-wrapper[data-step="landing"] [data-jig-step="landing"],
.jig-nfprisk-scorecard-wrapper[data-step="quiz"] [data-jig-step="quiz"],
.jig-nfprisk-scorecard-wrapper[data-step="lead"] [data-jig-step="lead"],
.jig-nfprisk-scorecard-wrapper[data-step="results"] [data-jig-step="results"],
.jig-nfprisk-scorecard-wrapper[data-step="loading"] [data-jig-step="loading"]{
  display:block;
}

/* Hero */
.jig-nfprisk-scorecard-hero{
  background: linear-gradient(180deg, var(--jig-accent-soft), #ffffff);
  border:1px solid var(--jig-border);
  border-radius: var(--jig-radius);
  padding: 40px 28px;
  text-align: center;
}
.jig-nfprisk-scorecard-hero h1{
  color: var(--jig-accent);
  font-size: clamp(28px, 4vw, 40px);
  margin: 0 0 12px;
  line-height:1.15;
}
.jig-nfprisk-scorecard-hero .jig-nfprisk-scorecard-subhead{
  font-size: clamp(16px, 2.2vw, 20px);
  color: var(--jig-text);
  margin: 0 auto 12px;
  max-width: 640px;
}
.jig-nfprisk-scorecard-hero .jig-nfprisk-scorecard-support{
  color: var(--jig-muted);
  max-width: 600px;
  margin: 0 auto 24px;
}

/* Buttons */
.jig-nfprisk-scorecard-btn{
  display:inline-block;
  background: var(--jig-accent);
  color:#fff;
  border:0;
  border-radius:8px;
  padding: 14px 24px;
  font-size:16px;
  font-weight:600;
  cursor:pointer;
  text-decoration:none;
  transition: background .15s ease, transform .05s ease;
}
.jig-nfprisk-scorecard-btn:hover{ background: var(--jig-accent-dark); color:#fff; }
.jig-nfprisk-scorecard-btn:focus-visible{ outline: 3px solid #ffce4d; outline-offset: 2px; }
.jig-nfprisk-scorecard-btn:active{ transform: translateY(1px); }
.jig-nfprisk-scorecard-btn--ghost{
  background:transparent; color: var(--jig-accent); border:1px solid var(--jig-accent);
}
.jig-nfprisk-scorecard-btn--ghost:hover{ background: var(--jig-accent-soft); color: var(--jig-accent-dark); }
.jig-nfprisk-scorecard-btn[disabled]{ opacity:.5; cursor:not-allowed; }

/* Sections */
.jig-nfprisk-scorecard-sections{
  display:grid; gap:20px;
  grid-template-columns: 1fr;
  margin-top: 28px;
}
@media (min-width: 720px){
  .jig-nfprisk-scorecard-sections{ grid-template-columns: 1fr 1fr; }
}
.jig-nfprisk-scorecard-section{
  background: var(--jig-card);
  border:1px solid var(--jig-border);
  border-radius: var(--jig-radius);
  padding: 22px;
}
.jig-nfprisk-scorecard-section h2{
  color: var(--jig-accent);
  margin: 0 0 10px;
  font-size: 18px;
}
.jig-nfprisk-scorecard-section ul{ padding-left: 20px; margin:0; }
.jig-nfprisk-scorecard-section li{ margin:6px 0; }

.jig-nfprisk-scorecard-final-cta{
  text-align:center;
  margin-top: 28px;
  padding: 28px;
  background: var(--jig-accent-soft);
  border-radius: var(--jig-radius);
}

/* Quiz */
.jig-nfprisk-scorecard-progress{
  display:flex; align-items:center; gap:12px; margin-bottom: 18px;
}
.jig-nfprisk-scorecard-progress-bar{
  flex:1; height:8px; background: var(--jig-border); border-radius: 999px; overflow:hidden;
}
.jig-nfprisk-scorecard-progress-bar > span{
  display:block; height:100%; background: var(--jig-accent); width:0%; transition: width .25s ease;
}
.jig-nfprisk-scorecard-progress-text{ font-size:14px; color: var(--jig-muted); white-space:nowrap; }

.jig-nfprisk-scorecard-question-card{
  background: var(--jig-card);
  border:1px solid var(--jig-border);
  border-radius: var(--jig-radius);
  padding: 24px;
}
.jig-nfprisk-scorecard-question-card .jig-nfprisk-scorecard-cat{
  font-size:13px; color: var(--jig-accent); font-weight:600; text-transform: uppercase; letter-spacing:.04em;
}
.jig-nfprisk-scorecard-question-card h2{
  font-size: 20px; margin: 6px 0 18px; color: var(--jig-text);
}
.jig-nfprisk-scorecard-options{ display:flex; flex-direction:column; gap:10px; }
.jig-nfprisk-scorecard-option{
  display:flex; gap:12px; align-items:flex-start;
  border:1px solid var(--jig-border);
  border-radius: 10px;
  padding: 14px 16px;
  cursor:pointer;
  transition: background .12s ease, border-color .12s ease;
  background: #fff;
}
.jig-nfprisk-scorecard-option:hover{ background: var(--jig-accent-soft); border-color: var(--jig-accent); }
.jig-nfprisk-scorecard-option input{ margin-top: 3px; accent-color: var(--jig-accent); }
.jig-nfprisk-scorecard-option.is-selected{ background: var(--jig-accent-soft); border-color: var(--jig-accent); }

.jig-nfprisk-scorecard-nav{ display:flex; justify-content: space-between; align-items:center; margin-top: 20px; gap: 12px; }
.jig-nfprisk-scorecard-error{ color:#b22222; margin-top: 10px; font-size: 14px; min-height: 1.2em; }

/* Lead form */
.jig-nfprisk-scorecard-form{
  background: var(--jig-card);
  border:1px solid var(--jig-border);
  border-radius: var(--jig-radius);
  padding: 24px;
}
.jig-nfprisk-scorecard-form h2{ color: var(--jig-accent); margin: 0 0 16px; }
.jig-nfprisk-scorecard-fields{ display:grid; gap:14px; grid-template-columns: 1fr; }
@media (min-width: 640px){
  .jig-nfprisk-scorecard-fields{ grid-template-columns: 1fr 1fr; }
  .jig-nfprisk-scorecard-fields .jig-nfprisk-scorecard-field--full{ grid-column: 1 / -1; }
}
.jig-nfprisk-scorecard-field label{
  display:block; font-weight:600; margin-bottom: 4px; font-size: 14px;
}
.jig-nfprisk-scorecard-field input,
.jig-nfprisk-scorecard-field select{
  width:100%; padding: 10px 12px; border:1px solid var(--jig-border); border-radius:8px;
  font-size:15px; background:#fff; color: var(--jig-text);
}
.jig-nfprisk-scorecard-field input:focus,
.jig-nfprisk-scorecard-field select:focus{
  outline: none; border-color: var(--jig-accent); box-shadow: 0 0 0 3px var(--jig-accent-soft);
}
.jig-nfprisk-scorecard-consent{ display:flex; gap:10px; align-items:flex-start; margin-top: 8px; font-size: 14px; color: var(--jig-muted); }
.jig-nfprisk-scorecard-consent input{ margin-top: 3px; accent-color: var(--jig-accent); }
.jig-nfprisk-scorecard-honeypot{ position:absolute; left:-9999px; width:1px; height:1px; overflow:hidden; }

/* Results */
.jig-nfprisk-scorecard-results{
  background: var(--jig-card);
  border:1px solid var(--jig-border);
  border-radius: var(--jig-radius);
  padding: 28px;
}
.jig-nfprisk-scorecard-score-block{
  text-align:center;
  background: linear-gradient(180deg, var(--jig-accent-soft), #fff);
  border:1px solid var(--jig-border);
  border-radius: var(--jig-radius);
  padding: 24px;
  margin-bottom: 24px;
}
.jig-nfprisk-scorecard-score-num{
  font-size: 52px; font-weight: 700; color: var(--jig-accent); line-height:1;
}
.jig-nfprisk-scorecard-score-total{ color: var(--jig-muted); font-size:18px; font-weight:400; }
.jig-nfprisk-scorecard-category{
  display:inline-block; margin-top: 10px; padding: 6px 14px; border-radius: 999px;
  background: var(--jig-accent); color:#fff; font-weight:600; font-size: 14px;
}
.jig-nfprisk-scorecard-grid{
  display:grid; gap: 16px; grid-template-columns: 1fr;
}
@media (min-width: 720px){ .jig-nfprisk-scorecard-grid{ grid-template-columns: 1fr 1fr; } }
.jig-nfprisk-scorecard-results h2{ color: var(--jig-accent); font-size: 18px; margin: 0 0 10px; }
.jig-nfprisk-scorecard-results h3{ color: var(--jig-accent); font-size: 16px; margin: 24px 0 8px; }
.jig-nfprisk-scorecard-results-cta{ text-align:center; margin-top: 28px; }

.jig-nfprisk-scorecard-loading{ text-align:center; padding: 60px 20px; color: var(--jig-muted); }
.jig-nfprisk-scorecard-spinner{
  display:inline-block; width:36px; height:36px; border:3px solid var(--jig-border);
  border-top-color: var(--jig-accent); border-radius:50%; animation: jig-spin 1s linear infinite; margin-bottom: 14px;
}
@keyframes jig-spin { to { transform: rotate(360deg); } }